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  • Are you in an IVA or have ever been in an IVA and are now looking for a Mortgage?

    If you've answered YES to the above then get in touch...

    Get Free Advice

GOOD NEWS! We now have access to lenders who will lend to you whilst still in an IVA, so you can pay it off!

Welcome to IVA Mortgage Expert

We’re expert IVA Mortgage brokers that help people that are currently in or have previously been in an IVA. We’re completely independent which means we are whole of market with no preference to which lenders we source your mortgage from. We have access to an exclusive range of products from specialist lenders some of which you and other Mortgage Brokers may not be aware of.

Our staff are highly experienced and specialise in IVA mortgages, we’ve also been around for a long time during which we’ve helped thousands of people with IVA mortgages.

What makes us a top IVA mortgage broker?

  • Established in 2009
  • Whole of Market
  • No obligation help
  • Market Specialists
  • Access to lenders who let you pay off your IVA as well
  • Have helped thousands of people with financial problems
  • Huge number of testimonials
  • Nominated for Industry Awards Annually

Is your IVA over 6yrs old?

You will then potentially be eligible for a mortgage with -

  • High Street Interest Rates
  • Help to Buy Schemes
  • Right to Buy with No Deposit
  • Buy to Let with only 20% Deposit
  • Shared Ownership Purchases
  • Purchases With Only 5% Deposit

Is your IVA less than 6yrs old?

You will then potentially be eligible for a mortgage with -

  • As little as a 25% deposit
  • The option to pay off your IVA as part of the loan
  • Loans from £25,000
  • No Credit Scoring !
  • Buy to Let Schemes
  • Up to 85% LTV when IVA previously satisfied

Call us on 0800 488 0004

Here’s what our IVA Mortgage clients say about us:

We wanted to thank you for all the support you have given us the last 12 months plus. Getting our remortgage seemed impossible just a few months ago but you have always given us great advice which has been much appreciated. Thank you for listening to my worried rants and taking the time to always get back to me the same day. We will definitely be in touch next time we remortgage.
TW - Brighton

Just a quick note to thank you for your help, you certainly bought a sense of calm to our purchase. Understanding our situation following the completion of the IVA almost two years ago was a breath of fresh air where everyone else seemed to want to say we could never move. Sold purchased and moved in 8 weeks. Many thanks
PT - Plymouth

I know we have said it before, but thank you for all of your invaluable help. You have been a pleasure to deal with and played a key part in our journey to completion and we will never forget it. We will be putting together a mini review for the forum to give the readers another recommendation of your company.
BS - Edinburgh

Yes we exchanged last Friday!!!!! Yay at last and millions of thank you for all your help. You have all been amazing and we can't thank you enough.
RB - Bristol

Mike, Incredible! We're happy with this. The work you and Zebra Mortgage Centre perform is nothing short of outstanding. I've never come across a company that makes everything so smooth for the customer!
Thanks again, A - Leeds

Cannot thank Mike and the team enough. Could not believe how easy Mike made getting a mortgage after our IVA......
DG - London

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. We charge a flat fee of £1,495 for advising and arranging a mortgage. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront.

IVA Mortgage Expert, Zebra Mortgage Centre and Zebra Money Centre are trading names of Zebra Mortgages Limited which is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register ( under reference 618018. Zebra Mortgages Limited is also registered with the Information Commissioner as a Data Controller (number Z1969032) under the Data Protection Act 1998.

Registered in England 70520888 Registered office Endeavour House, Wrest Park, Silsoe, MK45 4HS .

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, Zebra Mortgages Limited, Endeavour House, Wrest Park, Silsoe, MK45 4HS or by phone: 0800 488 0004.

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service